• Our children are our top priority and we want to make sure we always give them the best protection and security.
  • Health Insurance is something we all need, but when it comes to our kids, we want to make sure they get the highest standards.
  • Make sure any medical insurance for kids that you are considering covers the elements that are most important to you.
  • Utilize the most efficient way to examine multiple options so you can find exactly the right option to suit you and your family.
Taking care of your children is the number one priority for any parent.  From the second they come bursting into the world, it is seemingly impossible to disengage from the constant worry that they might get hurt in some way, whether emotionally or physically.  Even when they might be driving us utterly crazy by refusing to go to bed or eat their vegetables, the safety and security of our little cherubs/monsters remain paramount.  One of the most vital ways in which we can begin to protect our kids is by making sure we can find them the best medical insurance so that when the worst happens, we have the resources to deal with it.
Now, given that 85% of the population of Dubai is made up of expats, many of us will be familiar with the necessities of health insurance and its often inextricable link to our residency.  However, it is also true that for many of us the level of insurance provided by employers or sponsors falls short of satisfactory for our own needs, let alone the standards we wish for our children.  That’s why we wanted to take a closer look at the types of health insurance for kids that are available in the market so you can be more informed when seeking the one that is right for you and your family.

So, what should you be looking for when seeking the best health insurance for kids?

While there are certain aspects that you should consider carefully when selecting an insurance policy, such as premiums and deductibles, etc, there are vital factors that are worthwhile additions to the wish list to make sure that your child will get the best care:

Location, location, location

Different policies will offer access to pharmacies, clinics, and hospitals in a variety of areas.  If you want to prioritize accessibility, particularly if you have a child that is prone to illnesses, make sure you take a good look at whether your local medical facilities are covered by the policies under health insurance for kids.

Quality of care

Not many people love going to the Doctors, but it can be especially traumatic or stressful for little ones.  The experiences they have at this early stage and the way they are treated can have lasting implications on their outlook on the medical profession, and we don’t want to leave them with any constant fears that might prevent them getting help in the future now do we!  Talk to other people with kids and find out which medical centers they would recommend or tell you to avoid.  Finding the right Paediatrician can not only improve the experience for your children but significantly set your mind at ease that they are getting the best level of care.  Once you have a list of your preferred kids health insurance options, you can see which ones are available on the policies you are reviewing.

Coverage Capacity

They might look uber-cute in that adorable outfit you just bought them, but in truth, kids are most busy developing from little humans to big humans, and that evolution isn’t always a smooth road.  Children are far more likely to need more medical help than adults from the broken bones garnered from wild adventures we wouldn’t have the stomach for to their seemingly super-hero ability to pick up every germ going around; not to mention their growing bodies that need regular check-ups.  If you want to make sure to get the best health insurance for your kids you need to make sure the coverage that is offering will include all of the elements that are most important, from dentistry to emergency room visits, hospital trips and specialists that will get to the root of the problem.

A ‘baby’ side note

Making sure you find the best baby health insurance means you have to take into account the policies offering for maternity needs and specialized care.  If the worst happens and your new-born needs extra assistance, such as congenital conditions, the last thing you will want to worry about is how to pay for it.  By ensuring the policy you select offers full pre and post-natal coverage, you can alleviate just a little of the pre-baby concerns (unfortunately they do come with a lot!)
The ultimate key to finding the right health insurance for kids lies in choice.  Every family is different, and therefore their needs and priorities will be different.  You don’t want to be stuck with a ‘one-size-fits-all’ solution that doesn’t take into account your specific requirements.  You want the flexibility to compare plans and policies in an efficient way that doesn’t overload you with incomprehensible jargon.  You want to be able to find the maximum coverage that fits your budget and can give you instant coverage, so you don’t have to worry anymore.  Don’t settle for anything less than the chance to find a bespoke service that best suits you and your family; they are the most important thing after all.
Find the right health insurance for you and those most precious to you at Aqeed where you can browse the most reliable, cost-effective options quickly and securely, all accompanied by an expert, independent advice.