Thanks to the 2003 auto insurance reform, Nova Scotia car insurance rates have remained some of the lowest in the country. The average yearly cost of car insurance for Nova Scotia drivers in 2012 was $783, a drop of several hundred dollars since the reforms were enacted. Since then, additional reforms have improved benefits and further reduced costs to drivers by prohibiting insurance companies from charging for a reported accident if there is no claim.

Private auto insurance companies in Nova Scotia offer drivers a wide range of options, not to mention the opportunity to shop around for a better rate. That's why we made InsuranceHotline.com: so you can find even lower rates quickly, easily and transparently. Compare car insurance quotes today to see if you're still getting the best rates!

A certain level of coverage is required for all drivers on Nova Scotia’s roads. 

This is the minimum coverage you’re required by law to carry:

  • $500,000 in liability coverage for any one accident
  • $50,000 in medical payments coverage per person
  • $2,500 in funeral benefits
  • Accident benefits including disability income and death benefits for anyone injured or killed in an accident
  • Uninsured and unidentified driver insurance